Payment System
With en-Cash points topped up with a variety of payment methods, including credit cards, bank accounts, and deposit-only ATMs,
users can easily make one-click payments online and offline.
01
Features
Quick & Easy Checkout
No need to enter payment information over and over again, complete checkout quickly and easily with saved information.
![](../assets/img/tech/fintech_01_01.png)
Time Savings
No need to enter payment information over and over again, complete checkout quickly and easily with saved information.
![](../assets/img/tech/fintech_01_02.png)
Multiple Payment Options
Supports multiple payment methods, including credit cards, e-wallets, and bank accounts.
![](../assets/img/tech/fintech_01_03.png)
Enhanced Security
Increase security by encrypting and securely storing user information.
![](../assets/img/tech/fintech_01_04.png)
02
Payment/Settlement Processes
![](../assets/img/en/payment.png)
![](../assets/img/en/payment_@M.png)
Remittance System
Provides an easy-to-use remittance service for sending and receiving funds between users at low fees with topped-up en-Cash.
01
Features
Cost Savings
Reduce the cost of sending funds by using remittance technologies with lower fees.
![](../assets/img/tech/fintech_02_01.png)
Improve Corporate Financial Activities
For corporates, low-fee remittances can help manage international transactions or financial activities with partners more efficiently.
![](../assets/img/tech/fintech_02_02.png)
Financial Inclusion
The lower the remittance fee, the lower the barrier to barriers to access to financial services, making it possible to implement financial inclusion.
![](../assets/img/tech/fintech_02_03.png)
Enhance Trust
Low fees increase trust in the movement of funds, strengthening the trust needed for financial transactions.
![](../assets/img/tech/fintech_02_04.png)
02
Architecture
![](../assets/img/en/send.png)
Top-Up System
In addition to wire transfers, en-Cash points can be topped-up at deposit-only ATMs for the unbanked and used like cash.
01
Features
User-Friendliness
The convenience of being able to process multiple transactions from a single top-up without having to enter card details for each payment/transfer.
![](../assets/img/tech/fintech_03_01.png)
Additional Benefits & Promotions
Offer rewards, discount coupons, membership benefits, and more to users based on usage index and verification level.
![](../assets/img/tech/fintech_03_02.png)
Provide Multiple Top-Up Options
Support for both direct deposit and traditional top-ups gives users flexible top-up options based on their preferences.
![](../assets/img/tech/fintech_03_03.png)
Data analysis & Personalization
Provide customized services by analyzing users' transaction history through a point top-up system.
![](../assets/img/tech/fintech_03_04.png)
02
Architecture
![](../assets/img/en/topup.png)
![](../assets/img/en/topup_@M.png)